{"data":{"id":"us-ut/utah-code-70a-9a-605","jurisdiction":"us-ut","citation":"Utah Code § 70A-9a-605","heading":"Unknown debtor or secondary obligor.","body":"(1) Except as provided in Subsection (2), a secured party does not owe a duty based on its status as secured party:\n(a) to a person that is a debtor or obligor, unless the secured party knows:\n(i) that the person is a debtor or obligor;\n(ii) the identity of the person; and\n(iii) how to communicate with the person; or\n(b) to a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:\n(i) that the person is a debtor; and\n(ii) the identity of the person.\n(2) A secured party owes a duty based on its status as a secured party to a person if, at the time the secured party obtains control of collateral that is a controllable account, controllable electronic record, or controllable payment intangible or at the time the security interest attaches to the collateral, whichever is later:\n(a) the person is a debtor or obligor; and\n(b) the secured party knows that the information in Subsection (1)(a)(i), (ii), or (iii) relating to the person is not provided by the collateral, a record attached to or logically associated with the collateral, or the system in which the collateral is recorded.","path":["Title 70A Uniform Commercial Code","Chapter 70A-9a Uniform Commercial Code - Secured Transactions","Part 70A-9a-6 Default"],"source_url":"https://le.utah.gov/xcode/Title70A/Chapter9a/70A-9a-S605.html","current_through":"2026 General Session","vintage":"","retrieved_at":"2026-09-03T11:34:34Z","sha256":"911cd355d61eba1898fa58bf9430a88845968ac7b28ae6a9e2991033e7aec4ea","source_id":"us-ut","stale":false,"prev":"us-ut/utah-code-70a-9a-604","next":"us-ut/utah-code-70a-9a-606"},"notice":"GroundRules: Original legal text. Not legal advice."}