{"data":{"id":"us-ut/utah-code-70c-4-103","jurisdiction":"us-ut","citation":"Utah Code § 70C-4-103","heading":"Finance charge for open-end accounts.","body":"With respect to an open-end consumer credit contract, a finance charge may only be calculated during any particular billing cycle on the basis of either:\n(1) the average or actual daily balance of the account; or\n(2) the unpaid balance of the account on the last day of the billing cycle after deducting payments and credits received during the same cycle.","path":["Title 70C Utah Consumer Credit Code","Chapter 70C-4 Open-End Consumer Credit Contract"],"source_url":"https://le.utah.gov/xcode/Title70C/Chapter4/70C-4-S103.html","current_through":"2026 General Session","vintage":"","retrieved_at":"2026-09-03T11:34:34Z","sha256":"43b0ada9e55e6476402b433d2988fc1d8bb50062f6139cc8fcd11d7ffd809b86","source_id":"us-ut","stale":false,"prev":"us-ut/utah-code-70c-4-102","next":"us-ut/utah-code-70c-4-104"},"notice":"GroundRules: Original legal text. Not legal advice."}