{"data":{"id":"us-ut/utah-code-70c-6-103","jurisdiction":"us-ut","citation":"Utah Code § 70C-6-103","heading":"Creditor's provision of and charge for insurance -- Excess amount of charge.","body":"(1) Except as otherwise provided in this chapter, a creditor may agree to provide insurance. If insurance is not required, a charge for such insurance shall be separate from and in addition to other charges. A creditor shall separately disclose any charge for insurance required and provided by it. This title does not authorize the issuance of any insurance prohibited under any statute, rule, or regulation.\n(2) A charge for insurance which exceeds the maximum authorized by Section 70C-6-105 is an excess charge for the purposes of Chapter 7, Remedies and Penalties, on remedies and penalties, as to effect of violations on rights of parties under Section 70C-7-201, and of Chapter 8, Administration, on administration.","path":["Title 70C Utah Consumer Credit Code","Chapter 70C-6 Insurance","Part 70C-6-1 Insurance in General"],"source_url":"https://le.utah.gov/xcode/Title70C/Chapter6/70C-6-S103.html","current_through":"2026 General Session","vintage":"","retrieved_at":"2026-09-03T11:34:34Z","sha256":"f7550048a908844c8ebb74c952b9a952e6a9df3be9b5c5dc5aa2e5b175b79ed5","source_id":"us-ut","stale":false,"prev":"us-ut/utah-code-70c-6-102","next":"us-ut/utah-code-70c-6-104"},"notice":"GroundRules: Original legal text. Not legal advice."}