{"data":{"id":"us-va/14vac5-400-30","jurisdiction":"us-va","citation":"14VAC5-400-30","heading":"File and record documentation","body":"A. An insurer's claim files shall be subject to examination by the  commission.\n\nB. An insurer shall maintain  claim data so that it is accessible and retrievable for examination. Claim data includes the claim number, line of coverage, date of loss and date received, as well as date of payment of the claim, date of denial, or date closed without payment.\n\nC. Detailed documentation shall be maintained for each claim file in order to permit reconstruction of  the insurer's activities relating to each claim.\n\nD. Each document within the claim file shall be noted as to date received, date processed, or date mailed.\n\nE. All data and documentation shall be maintained for all open and closed files for the current year and, at a minimum, the three preceding calendar years.","path":["Title 14. Insurance","Agency 5. State Corporation Commission, Bureau of Insurance","Chapter 400. Rules Governing Unfair Claim Settlement Practices"],"source_url":"https://law.lis.virginia.gov/admincode/title14/agency5/chapter400/section30/","current_through":"2026 Regular Session (effective July 1, 2026)","vintage":"","retrieved_at":"2026-09-14T04:52:02Z","sha256":"083e965574e4dce57dffcc7c0fed326c5acf917dd8ce8c6fce46916006173c30","source_id":"us-va-vac","stale":false,"prev":"us-va/14vac5-400-25","next":"us-va/14vac5-400-40"},"notice":"GroundRules: Original legal text. Not legal advice."}