{"data":{"id":"us-va/14vac5-60-50","jurisdiction":"us-va","citation":"14VAC5-60-50","heading":"Prohibited provision","body":"No policy of insurance using mortality tables that reflect differences in mortality between smokers and nonsmokers for determining minimum reserve liabilities and nonforfeiture benefits shall be delivered or issued for delivery in this Commonwealth commencing 30 days from May 1, 1987, or approved for use in this Commonwealth on or after May 1, 1987, if such policy contains any provision permitting the insurer to adjust benefits or values beyond the contestable period in the policy based upon a misstatement made by the insured as to his or her status as a nonsmoker in the application for insurance.","path":["Title 14. Insurance","Agency 5. State Corporation Commission, Bureau of Insurance","Chapter 60. Rules Permitting Smoker/Nonsmoker Mortality Tables for Use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits"],"source_url":"https://law.lis.virginia.gov/admincode/title14/agency5/chapter60/section50/","current_through":"2026 Regular Session (effective July 1, 2026)","vintage":"","retrieved_at":"2026-09-14T04:51:49Z","sha256":"5a00a0805e0aecf507e6feaeef9b56a8e6f10c39a64b43d53e0ae73a1b93020c","source_id":"us-va-vac","stale":false,"prev":"us-va/14vac5-60-40","next":"us-va/14vac5-60-60"},"notice":"GroundRules: Original legal text. Not legal advice."}