{"data":{"id":"us-va/16vac15-21-20","jurisdiction":"us-va","citation":"16VAC15-21-20","heading":"Maximum garnishment amounts to satisfy an ordinary debt","body":"A. No more than 25% of disposable earnings in any pay period may be garnished to satisfy an ordinary debt.\n\nB. A garnishment for an ordinary debt may not reduce disposable earnings for a week to an amount less than the F.M.W.R. times 40; may not reduce disposable biweekly earnings to an amount less than the F.M.W.R. times 40 times 2; may not reduce disposable semimonthly earnings to an amount less than the F.M.W.R. times 40 times 2.16665; may not reduce disposable monthly earnings to an amount less than the F.M.W.R. times 40 times 4.33330; and may not reduce disposable earnings for a period of more than a month to an amount less than the F.M.W.R. times 40 times the number of weeks worked.  The number of weeks worked shall be calculated by dividing the total number of days in the period worked by 7, calculated to 4 decimal places.","path":["Title 16. Labor And Employment","Agency 15. Department of Labor And Industry","Chapter 21. Maximum Garnishment Amounts"],"source_url":"https://law.lis.virginia.gov/admincode/title16/agency15/chapter21/section20/","current_through":"2026 Regular Session (effective July 1, 2026)","vintage":"","retrieved_at":"2026-09-14T04:52:05Z","sha256":"2d893432ee2c973fda91f84e19ecc48388309837dd2266a4f17241a94a5fefee","source_id":"us-va-vac","stale":false,"prev":"us-va/16vac15-21-10","next":"us-va/16vac15-21-30"},"notice":"GroundRules: Original legal text. Not legal advice."}