{"data":{"id":"us-va/va.-code-38.2-3344","jurisdiction":"us-va","citation":"Va. Code § 38.2-3344","heading":"Policy and application to constitute entire contract; statements deemed representations","body":"A. Each industrial life insurance policy shall contain a provision that the policy, or the policy and the application for the policy, if a copy of the application is endorsed upon or attached to the policy when issued, shall constitute the entire contract between the parties.B. The provision shall also state that:1. All statements made by the insured shall, in the absence of fraud, be deemed representations and not warranties; and2. No such statement shall be used in defense of a claim under the policy unless it is contained in a written application that is endorsed upon or attached to the policy when issued.Code 1950, § 38-434(2); 1952, c. 317, § 38.1-412; 1986, c. 562.","path":["Title 38.2. INSURANCE","Chapter 33. LIFE INSURANCE POLICIES","Article 3. INDUSTRIAL LIFE INSURANCE POLICIES"],"source_url":"https://law.lis.virginia.gov/vacode/38.2-3344/","current_through":"9/4/2026","vintage":"","retrieved_at":"2026-09-04T15:16:05Z","sha256":"2f5534bda9d34e01dba89ecea7496961010066ea1be4484f87e1ebaef596c92b","source_id":"us-va","stale":true,"prev":"us-va/va.-code-38.2-3343","next":"us-va/va.-code-38.2-3345"},"notice":"GroundRules: Original legal text. Not legal advice."}