{"data":{"id":"us-va/va.-code-38.2-5203","jurisdiction":"us-va","citation":"Va. Code § 38.2-5203","heading":"Prohibited provisions","body":"No long-term care insurance policy may:1. Be cancelled, nonrenewed, or otherwise terminated on the grounds of the age or the deterioration of the mental or physical health of the insured individual or certificateholder;2. Contain a provision establishing any new waiting period in the event existing coverage is converted to or replaced by a new or other form within the same company, except with respect to an increase in benefits voluntarily selected by the insured individual or group policyholder;3. Provide coverage for skilled nursing care only or provide significantly more coverage for skilled care in a facility than coverage for lower levels of care;4. Be issued based on medical or health status when the policy is issued by an agent or third-party administrator pursuant to the underwriting authority granted to the agent or third-party administrator by the insurer; or5. Provide that an insurer who has paid benefits under a long-term care insurance policy or certificate may recover the benefit payments in the event that the policy or certificate is rescinded.1987, c. 586; 1990, c. 285; 2000, c. 559.","path":["Title 38.2. INSURANCE","Chapter 52. LONG-TERM CARE INSURANCE"],"source_url":"https://law.lis.virginia.gov/vacode/38.2-5203/","current_through":"9/4/2026","vintage":"","retrieved_at":"2026-09-04T15:16:05Z","sha256":"a40b37e7293978c21358a5941c12fb725e554c38dd0ece8957627187522a98b4","source_id":"us-va","stale":true,"prev":"us-va/va.-code-38.2-5202.1","next":"us-va/va.-code-38.2-5204"},"notice":"GroundRules: Original legal text. Not legal advice."}