{"data":{"id":"us-va/va.-code-38.2-5210","jurisdiction":"us-va","citation":"Va. Code § 38.2-5210","heading":"Nonforfeiture benefit","body":"A long-term care insurance policy or certificate shall not be delivered or issued for delivery in this Commonwealth unless the policyholder or certificateholder has been offered the option of purchasing a policy including a nonforfeiture benefit, as provided in regulations promulgated by the Commission. The offer of a nonforfeiture benefit may be in the form of a rider that is attached to the policy or certificate. If the policyholder or certificateholder declines the nonforfeiture benefit, the insurer shall provide a contingent benefit upon lapse that shall be available for a specified period of time following a substantial increase in premium rates.2000, c. 559.","path":["Title 38.2. INSURANCE","Chapter 52. LONG-TERM CARE INSURANCE"],"source_url":"https://law.lis.virginia.gov/vacode/38.2-5210/","current_through":"9/4/2026","vintage":"","retrieved_at":"2026-09-04T15:16:05Z","sha256":"69d489670d7b4dd4f70aaaf835770a5561ccfc6891170e2ee5931b605c51e0a4","source_id":"us-va","stale":true,"prev":"us-va/va.-code-38.2-5209","next":"us-va/va.-code-38.2-5300"},"notice":"GroundRules: Original legal text. Not legal advice."}