{"data":{"id":"us-va/va.-code-6.2-1542","jurisdiction":"us-va","citation":"Va. Code § 6.2-1542","heading":"Duty to refund unauthorized or excess charges; liability to borrower for penalty","body":"A. If any amount not authorized by this chapter or in excess of the charges permitted by this chapter is charged and received by a licensee, such unauthorized or excess charge actually received by a licensee shall be refunded to the borrower or credited to the borrower's account.B. Except for excess charges charged and received as the result of a bona fide error of computation that was not made pursuant to a regular course of dealing, the licensee shall be liable to the borrower for a penalty of twice the amount of any unauthorized or excess charge actually received by the licensee and for any court costs and reasonable attorney fees incurred by the borrower.Code 1950, § 6-338; 1956, c. 71; 1966, c. 584, § 6.1-309; 1976, c. 658; 1986, c. 502; 2010, c. 794.","path":["Title 6.2. FINANCIAL INSTITUTIONS AND SERVICES","Subtitle III. OTHER REGULATED PROVIDERS OF FINANCIAL SERVICES","Chapter 15. CONSUMER FINANCE COMPANIES"],"source_url":"https://law.lis.virginia.gov/vacode/6.2-1542/","current_through":"9/4/2026","vintage":"","retrieved_at":"2026-09-04T15:12:34Z","sha256":"113d0b6969985ff1cfc011a76ec328eaf3f2f86f7129c8b60ff71a15c65eccd8","source_id":"us-va","stale":true,"prev":"us-va/va.-code-6.2-1541","next":"us-va/va.-code-6.2-1543"},"notice":"GroundRules: Original legal text. Not legal advice."}