{"data":{"id":"us-va/va.-code-6.2-422","jurisdiction":"us-va","citation":"Va. Code § 6.2-422","heading":"Prepayment penalty for loan secured by home occupied by borrower","body":"The prepayment penalty in the case of a loan secured by a mortgage or deed of trust on a home that is occupied or to be occupied in whole or in part by a borrower shall not exceed two percent of the amount of such prepayment.1987, c. 622, § 6.1-330.83; 2010, c. 794.","path":["Title 6.2. FINANCIAL INSTITUTIONS AND SERVICES","Subtitle I. GENERAL PROVISIONS","Chapter 4. CERTAIN LENDING PRACTICES","Article 2. LOANS SECURED BY LIEN ON REAL ESTATE"],"source_url":"https://law.lis.virginia.gov/vacode/6.2-422/","current_through":"9/4/2026","vintage":"","retrieved_at":"2026-09-04T15:12:34Z","sha256":"0d15b68a374466366ebf7ef40c3666880a986ad6b08bff4355980a0416acd984","source_id":"us-va","stale":true,"prev":"us-va/va.-code-6.2-421","next":"us-va/va.-code-6.2-423"},"notice":"GroundRules: Original legal text. Not legal advice."}