{"data":{"id":"us-va/va.-code-6.2-426","jurisdiction":"us-va","citation":"Va. Code § 6.2-426","heading":"When request, consent, or use not condition precedent to liability","body":"The request, consent, or use required in § 6.2-425 as a condition precedent to liability shall not be necessary in any instance:1. Of a credit card that is a renewal of a credit card previously held and used by the cardholder or his authorized agent within 12 months of the renewal date; or2. Where the card is issued to a customer who has previously established credit with the issuer and has used such credit within 12 months prior to the issuance of the card.1970, c. 324, § 11-32; 2010, c. 794.","path":["Title 6.2. FINANCIAL INSTITUTIONS AND SERVICES","Subtitle I. GENERAL PROVISIONS","Chapter 4. CERTAIN LENDING PRACTICES","Article 3. CREDIT CARDS"],"source_url":"https://law.lis.virginia.gov/vacode/6.2-426/","current_through":"9/4/2026","vintage":"","retrieved_at":"2026-09-04T15:12:34Z","sha256":"0ab73a6b8d98b3d34d9b92223dfe7e37aaadcf517d97ad50b5d093012b172eb3","source_id":"us-va","stale":true,"prev":"us-va/va.-code-6.2-425","next":"us-va/va.-code-6.2-427"},"notice":"GroundRules: Original legal text. Not legal advice."}