{"data":{"id":"us-va/va.-code-8.4-105","jurisdiction":"us-va","citation":"Va. Code § 8.4-105","heading":"\"Bank\"; \"depositary bank\"; \"intermediary bank\"; \"collecting bank\"; \"payor bank\"; \"presenting bank.\"","body":"In this title:(1) \"Bank\" means a person engaged in the business of banking, including a savings institution, credit union or trust company;(2) \"Depositary bank\" means the first bank to take an item even though it is also the payor bank, unless the item is presented for immediate payment over the counter;(3) \"Payor bank\" means a bank that is the drawee of a draft;(4) \"Intermediary bank\" means a bank to which an item is transferred in the course of collection except the depositary or payor bank;(5) \"Collecting bank\" means a bank handling an item for collection except the payor bank;(6) \"Presenting bank\" means a bank presenting an item except a payor bank.1964, c. 219; 1992, c. 693; 2010, c. 794.","path":["Title 8.4. COMMERCIAL CODE — BANK DEPOSITS AND COLLECTIONS","Part 1. GENERAL PROVISIONS AND DEFINITIONS"],"source_url":"https://law.lis.virginia.gov/vacode/8.4-105/","current_through":"9/4/2026","vintage":"","retrieved_at":"2026-09-04T15:13:04Z","sha256":"73b618872c9510f73379bdb66e98d412366f1cd2ac18f2e9bfb2585f17afac28","source_id":"us-va","stale":true,"prev":"us-va/va.-code-8.4-104","next":"us-va/va.-code-8.4-105.1"},"notice":"GroundRules: Original legal text. Not legal advice."}