{"data":{"id":"us-va/va.-code-8.9a-201","jurisdiction":"us-va","citation":"Va. Code § 8.9A-201","heading":"General effectiveness of security agreement","body":"(a) General effectiveness. Except as otherwise provided in the Uniform Commercial Code, a security agreement is effective according to its terms between the parties, against purchasers of the collateral, and against creditors.(b) Applicable consumer laws and other law. A transaction subject to this title is subject to any applicable rule of law which establishes a different rule for consumers.(c) Other applicable law controls. In case of conflict between this title and a rule of law, statute, or regulation described in subsection (b), the rule of law, statute, or regulation controls. Failure to comply with a statute or regulation described in subsection (b) has only the effect the statute or regulation specifies.(d) Further deference to other applicable law. This title does not:(1) validate any rate, charge, agreement, or practice that violates a rule of law, statute, or regulation described in subsection (b); or(2) extend the application of the rule of law, statute, or regulation to a transaction not otherwise subject to it.Code 1950, §§ 6-551, 6-552; 1964, c. 219, §§ 8.9-201, 8.9-203; 1973, c. 509; 1984, c. 613; 1996, c. 216; 2000, c. 1007.","path":["Title 8.9A. COMMERCIAL CODE — SECURED TRANSACTIONS","Part 2. EFFECTIVENESS OF SECURITY AGREEMENT; ATTACHMENT OF SECURITY INTEREST; RIGHTS OF PARTIES TO SECURITY AGREEMENT","Subpart 1. EFFECTIVENESS AND ATTACHMENT"],"source_url":"https://law.lis.virginia.gov/vacode/8.9A-201/","current_through":"9/4/2026","vintage":"","retrieved_at":"2026-09-04T15:13:29Z","sha256":"0fa2422f66c323630034e207b8ba99581a22f792104eec99ad0fe58d7c501447","source_id":"us-va","stale":true,"prev":"us-va/va.-code-8.9a-110","next":"us-va/va.-code-8.9a-202"},"notice":"GroundRules: Original legal text. Not legal advice."}