{"data":{"id":"us-vt/8-v.s.a.-14304","jurisdiction":"us-vt","citation":"8 V.S.A. § 14304","heading":"Card holder represented by legal counsel","body":"(a) A credit card company or its creditor or collection agency shall not contact a card holder regarding a debt, late fee, or other charge once informed that the card holder is disputing the debt, late fee, or other charge; is represented by legal counsel in the dispute; and the card holder has provided the credit card company or its creditor or collection agency with the name, address, and telephone number of the legal counsel.\n(b) A credit card company or its creditor or collection agency that violates subsection (a) of this section shall be fined not more than $10,000.00.\n(c) Each violation of subsection (a) of this section shall be considered a separate offense.","path":["Title 8: Banking and Insurance","Chapter 204: Powers of Financial Institutions","Subchapter 003: LOANS"],"source_url":"https://legislature.vermont.gov/statutes/section/08/204/14304","current_through":"2025 session","vintage":"","retrieved_at":"2026-09-05T14:05:21Z","sha256":"e19f859c11d72a0cf30d93c2ba8a745a43e3b6c75d222b492d83af2cf317b55b","source_id":"us-vt","stale":false,"prev":"us-vt/8-v.s.a.-14303","next":"us-vt/8-v.s.a.-14401"},"notice":"GroundRules: Original legal text. Not legal advice."}