{"data":{"id":"us-vt/9-v.s.a.-2505","jurisdiction":"us-vt","citation":"9 V.S.A. § 2505","heading":"Loan and credit card services","body":"It shall be an unlawful practice for a sponsor to sell or offer for sale pay-per-call services directly or indirectly purporting to extend callers any form of credit, loan, or charge card unless:\n(1) all advertisements and promotions for the service include a complete and accurate description of all terms, including fees, required purchases, interest rates, minimum account balances or deposits, limitations on usage, and other conditions, limitations, or charges associated therewith;\n(2) the sponsor is authorized to act as an agent in connection with the issuance of the loan, credit, or charge card by an authorized financial institution;\n(3) the sponsor has complied with all applicable State and federal laws relating to the extension of loans, credit, or charge cards; and\n(4) the sponsor provides a full refund to any caller who requests one.","path":["Title 9: Commerce and Trade","Chapter 067: Pay-per-Call Services"],"source_url":"https://legislature.vermont.gov/statutes/section/09/067/02505","current_through":"2025 session","vintage":"","retrieved_at":"2026-09-05T14:23:51Z","sha256":"e289cb7d49c460ca6feb900e57392db8bffa5214fa59f6d2898d4f0c82255a6a","source_id":"us-vt","stale":false,"prev":"us-vt/9-v.s.a.-2504","next":"us-vt/9-v.s.a.-2506"},"notice":"GroundRules: Original legal text. Not legal advice."}