{"data":{"id":"us-vt/9-v.s.a.-43","jurisdiction":"us-vt","citation":"9 V.S.A. § 43","heading":"Deposit requirement prohibited; exception","body":"A lender shall not, as a condition to granting or extending a loan, require a borrower to keep or place any sum on deposit with the lender or nominee of the lender, except for deposit arrangements directly related to secured credit cards in a manner consistent with rules adopted by the Commissioner, rules that shall include disclosure requirements, and specific types of alternative mortgages approved by the Commissioner as provided in 8 V.S.A. § 1256. Any deposit arrangement permitted under this section shall not result in an effective interest rate that exceeds legal rates established in 9 V.S.A. § 41a.","path":["Title 9: Commerce and Trade","Chapter 004: Interest","Subchapter 001: INTEREST GENERALLY"],"source_url":"https://legislature.vermont.gov/statutes/section/09/004/00043","current_through":"2025 session","vintage":"","retrieved_at":"2026-09-05T14:13:51Z","sha256":"9af92d21aa213dbf78738efc730c04ac7286760f93913fdc236473276a24f314","source_id":"us-vt","stale":false,"prev":"us-vt/9-v.s.a.-42","next":"us-vt/9-v.s.a.-44"},"notice":"GroundRules: Original legal text. Not legal advice."}