{"data":{"id":"us-wa/rcw-19.144.040","jurisdiction":"us-wa","citation":"RCW 19.144.040","heading":"Prepayment penalty or fee—Limitation.","body":"A financial institution may not make or facilitate the origination of a residential mortgage loan that includes a prepayment penalty or fee that extends beyond sixty days prior to the initial reset period of an adjustable rate mortgage.","path":["Title 19","Chapter 19.144"],"source_url":"https://app.leg.wa.gov/rcw/default.aspx?cite=19.144.040","current_through":"July 15, 2026","vintage":"","retrieved_at":"2026-09-06T01:29:56Z","sha256":"f81a79c18641ae15822acb8f51309c05c8a5b9f76dfff0221486cf02bbab3109","source_id":"us-wa","stale":false,"prev":"us-wa/rcw-19.144.030","next":"us-wa/rcw-19.144.050"},"notice":"GroundRules: Original legal text. Not legal advice."}