{"data":{"id":"us-wa/rcw-31.04.420","jurisdiction":"us-wa","citation":"RCW 31.04.420","heading":"Subject to student education loan servicer requirements—Exempt from licensing.","body":"(1) The following are subject to the student education loan servicer requirements in this chapter, but are exempt from having to obtain and maintain a license in accordance with this chapter:\n(a) Trade, technical, vocational, or apprentice programs that teach skills related to a specific job, and postsecondary schools that service their own student education loans;\n(b) Persons servicing five or fewer student education loans;\n(c) Guarantors of federal student loans that do not also service federal student loans;\n(d) The United States or any department or agency thereof, to the extent it is servicing student education loans that it originated; and\n(e) Any state, county, city, or any department or agency thereof, but only to the extent it is servicing student education loans that it originated.\n(2) Persons providing third-party student education loan modification services are exempt from having to obtain and maintain a license in accordance with this chapter.\n(3) The department may refer to the attorney general's consumer protection division complaints regarding entities subject to this section.","path":["Title 31","Chapter 31.04"],"source_url":"https://app.leg.wa.gov/rcw/default.aspx?cite=31.04.420","current_through":"July 15, 2026","vintage":"","retrieved_at":"2026-09-06T01:25:29Z","sha256":"141e985ed73b404818348c0b3034f1316ebdeb76c665adc92cf2a921b8356fc4","source_id":"us-wa","stale":false,"prev":"us-wa/rcw-31.04.415","next":"us-wa/rcw-31.04.430"},"notice":"GroundRules: Original legal text. Not legal advice."}