{"data":{"id":"us-wa/rcw-48.216.030","jurisdiction":"us-wa","citation":"RCW 48.216.030","heading":"Limited lines travel insurance producer license—Application—Requirements—Travel retailers. (Effective January 1, 2027.)","body":"(1) In accordance with RCW 48.17.170, the commissioner may issue a limited lines travel insurance producer license to an individual or business entity that has filed with the commissioner an application for a limited lines travel insurance producer license in a form and manner prescribed by the commissioner. Such limited lines travel insurance producer must be licensed to sell, solicit, or negotiate travel insurance through an authorized insurer. No person may act as a limited lines travel insurance producer or travel insurance retailer unless properly licensed or registered, respectively.\n(2) A travel retailer may offer and disseminate travel insurance under a limited lines travel insurance producer business entity license only if the following conditions are met:\n(a) The limited lines travel insurance producer or travel retailer provides to purchasers of travel insurance:\n(i) A description of the material terms or the actual material terms of the insurance coverage;\n(ii) A description of the process for filing a claim;\n(iii) A description of the review or cancellation process for the travel insurance policy; and\n(iv) The identity and contact information of the insurer and limited lines travel insurance producer;\n(b) At the time of licensure, the limited lines travel insurance producer shall establish and maintain a register, on a form prescribed by the commissioner, of each travel retailer that offers travel insurance on the limited lines travel insurance producer's behalf. The register must be maintained and updated by the limited lines travel insurance producer and must include the name, address, and contact information of the travel retailer and an officer or person who directs or controls the travel retailer's operations, and the travel retailer's federal tax identification number. The limited lines travel insurance producer shall submit such register to the commissioner annually in a form and manner prescribed by the commissioner. The limited lines travel insurance producer shall certify that the travel retailer registered complies with 18 U.S.C. Sec. 1033. The grounds for the suspension, revocation, and penalties applicable to resident insurance producers under RCW 48.17.530 and 48.17.535 apply to the limited lines travel insurance producers and travel retailers;\n(c) The limited lines travel insurance producer has designated one of its employees who is a licensed individual producer as the person responsible for the compliance with the travel insurance laws and regulations applicable to the limited lines travel insurance producer and its registrants;\n(d) The employee designated under (c) of this subsection, president, secretary, treasurer, and any other officer or person who directs or controls the limited lines travel insurance producer's insurance operations complies with the fingerprinting requirements applicable to insurance producers in the resident state of the limited lines travel insurance producer;\n(e) The limited lines travel insurance producer has paid all applicable licensing fees as set forth in applicable state law; and\n(f) The limited lines travel insurance producer requires each employee and authorized representative of the travel retailer whose duties include offering and disseminating travel insurance to receive a program of instruction or training, which is subject, at the discretion of the commissioner, to review and approval. The training material must, at a minimum, contain adequate instructions on the types of insurance offered, ethical sales practices, and required disclosures to prospective customers.\n(3) Any travel retailer offering or disseminating travel insurance shall make available to prospective purchasers brochures or other written materials that have been approved by the travel insurer. Such materials must include information that, at a minimum:\n(a) Provides the identity and contact information of the insurer and the limited lines travel insurance producer;\n(b) Explains that the purchase of travel insurance is not required in order to purchase any other product or service from the travel retailer; and\n(c) Explains that a travel retailer who is not licensed as a limited lines travel insurance producer is permitted to provide only general information about the insurance offered by the travel retailer, including a description of the coverage and price, but is not qualified or authorized to answer technical questions about the terms and conditions of the insurance offered by the travel retailer or to evaluate the adequacy of the customer's existing insurance coverage.\n(4) A travel retailer employee or authorized representative who is not licensed as a limited lines travel insurance producer may not:\n(a) Evaluate or interpret the technical terms, benefits, and conditions of the offered travel insurance coverage;\n(b) Evaluate or provide advice concerning a prospective purchaser's existing insurance coverage; or\n(c) Represent or otherwise indicate that the employee or authorized representative is an authorized insurer, licensed producer, or insurance expert.\n(5) Notwithstanding any other provision in law, a travel retailer whose insurance-related activities, and those of its employees and authorized representatives, are limited to offering and disseminating travel insurance on behalf of and under the direction of a limited lines travel insurance producer meeting the conditions stated in this chapter, is authorized to receive related compensation, upon registration by the limited lines travel insurance producer as described in subsection (2)(b) of this section.\n(6) As the insurer's designee, the limited lines travel insurance producer is responsible for the acts of the travel retailer and shall ensure compliance by the travel retailer with this chapter.\n(7) The limited lines travel insurance producer is responsible under the insurance code for any acts committed by any unlicensed persons that violate the insurance code under the limited lines travel insurance producer's or travel retailer's supervision, control, or direction. The commissioner may enforce the provisions of this title against the limited lines travel insurance producer or travel retailer for any such acts.","path":["Title 48","Chapter 48.216"],"source_url":"https://app.leg.wa.gov/rcw/default.aspx?cite=48.216.030","current_through":"July 15, 2026","vintage":"","retrieved_at":"2026-09-06T03:19:51Z","sha256":"fa12b9b76efe34a559c1f0d4ceac912ceb5db3583f93e0d824f941e3994b72e7","source_id":"us-wa","stale":false,"prev":"us-wa/rcw-48.216.020","next":"us-wa/rcw-48.216.040"},"notice":"GroundRules: Original legal text. Not legal advice."}