{"data":{"id":"us-wa/rcw-62a.3-103","jurisdiction":"us-wa","citation":"RCW 62A.3-103","heading":"Definitions.","body":"(a) In this Article:\n(1) \"Acceptor\" means a drawee who has accepted a draft.\n(2) \"Drawee\" means a person ordered in a draft to make payment.\n(3) \"Drawer\" means a person who signs or is identified in a draft as a person ordering payment.\n(4) [Reserved.]\n(5) \"Maker\" means a person who signs or is identified in a note as a person undertaking to pay.\n(6) \"Order\" means a written instruction to pay money signed by the person giving the instruction. The instruction may be addressed to any person, including the person giving the instruction, or to one or more persons jointly or in the alternative but not in succession. An authorization to pay is not an order unless the person authorized to pay is also instructed to pay.\n(7) \"Ordinary care\" in the case of a person engaged in business means observance of reasonable commercial standards, prevailing in the area in which the person is located, with respect to the business in which the person is engaged. In the case of a bank that takes an instrument for processing for collection or payment by automated means, reasonable commercial standards do not require the bank to examine the instrument if the failure to examine does not violate the bank's prescribed procedures and the bank's procedures do not vary unreasonably from general banking usage not disapproved by this Article or Article 4.\n(8) \"Party\" means a party to an instrument.\n(9) \"Promise\" means a written undertaking to pay money signed by the person undertaking to pay. An acknowledgment of an obligation by the obligor is not a promise unless the obligor also undertakes to pay the obligation.\n(10) \"Prove\" with respect to a fact means to meet the burden of establishing the fact (RCW 62A.1-201(b)(8)).\n(11) \"Remitter\" means a person who purchases an instrument from its issuer if the instrument is payable to an identified person other than the purchaser.\n(b) Other definitions applying to this Article and the sections in which they appear are:\n\"Acceptance\"\nRCW 62A.3-409\n\"Accommodated party\"\nRCW 62A.3-419\n\"Accommodation party\"\nRCW 62A.3-419\n\"Alteration\"\nRCW 62A.3-407\n\"Anomalous indorsement\"\nRCW 62A.3-205\n\"Blank indorsement\"\nRCW 62A.3-205\n\"Cashier's check\"\nRCW 62A.3-104\n\"Certificate of deposit\"\nRCW 62A.3-104\n\"Certified check\"\nRCW 62A.3-409\n\"Check\"\nRCW 62A.3-104\n\"Consideration\"\nRCW 62A.3-303\n\"Draft\"\nRCW 62A.3-104\n\"Holder in due course\"\nRCW 62A.3-302\n\"Incomplete instrument\"\nRCW 62A.3-115\n\"Indorsement\"\nRCW 62A.3-204\n\"Indorser\"\nRCW 62A.3-204\n\"Instrument\"\nRCW 62A.3-104\n\"Issue\"\nRCW 62A.3-105\n\"Issuer\"\nRCW 62A.3-105\n\"Negotiable instrument\"\nRCW 62A.3-104\n\"Negotiation\"\nRCW 62A.3-201\n\"Note\"\nRCW 62A.3-104\n\"Payable at a definite time\"\nRCW 62A.3-108\n\"Payable on demand\"\nRCW 62A.3-108\n\"Payable to bearer\"\nRCW 62A.3-109\n\"Payable to order\"\nRCW 62A.3-109\n\"Payment\"\nRCW 62A.3-602\n\"Person entitled to enforce\"\nRCW 62A.3-301\n\"Presentment\"\nRCW 62A.3-501\n\"Reacquisition\"\nRCW 62A.3-207\n\"Special indorsement\"\nRCW 62A.3-205\n\"Teller's check\"\nRCW 62A.3-104\n\"Transfer of instrument\"\nRCW 62A.3-203\n\"Traveler's check\"\nRCW 62A.3-104\n\"Value\"\nRCW 62A.3-303\n(c) The following definitions in other articles apply to this Article:\n\"Banking day\"\nRCW 62A.4-104\n\"Clearinghouse\"\nRCW 62A.4-104\n\"Collecting bank\"\nRCW 62A.4-105\n\"Depositary bank\"\nRCW 62A.4-105\n\"Documentary draft\"\nRCW 62A.4-104\n\"Intermediary bank\"\nRCW 62A.4-105\n\"Item\"\nRCW 62A.4-104\n\"Payor bank\"\nRCW 62A.4-105\n\"Suspends payments\"\nRCW 62A.4-104\n(d) In addition, Article 1 contains general definitions and principles of construction and interpretation applicable throughout this Article.","path":["Title 62A","Chapter 62A.3"],"source_url":"https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-103","current_through":"July 15, 2026","vintage":"","retrieved_at":"2026-09-06T03:38:52Z","sha256":"19b73072c5d82bdaec288ae6af6f0f2e83dda2af01a7be2b7b8bf5ea2efa2520","source_id":"us-wa","stale":false,"prev":"us-wa/rcw-62a.3-102","next":"us-wa/rcw-62a.3-104"},"notice":"GroundRules: Original legal text. Not legal advice."}