{"data":{"id":"us-wa/rcw-62a.4-105","jurisdiction":"us-wa","citation":"RCW 62A.4-105","heading":"\"Bank\"; \"depositary bank\"; \"payor bank\"; \"intermediary bank\"; \"collecting bank\"; \"presenting bank\".","body":"In this Article:\n(1) \"Bank\" means a person engaged in the business of banking, including a savings bank, savings and loan association, credit union, or trust company;\n(2) \"Depositary bank\" means the first bank to take an item even though it is also the payor bank, unless the item is presented for immediate payment over the counter;\n(3) \"Payor bank\" means a bank that is the drawee of a draft;\n(4) \"Intermediary bank\" means a bank to which an item is transferred in course of collection except the depositary or payor bank;\n(5) \"Collecting bank\" means a bank handling the item for collection except the payor bank;\n(6) \"Presenting bank\" means a bank presenting an item except a payor bank.","path":["Title 62A","Chapter 62A.4"],"source_url":"https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4-105","current_through":"July 15, 2026","vintage":"","retrieved_at":"2026-09-06T03:38:57Z","sha256":"acc62a2b03cc7c069a57169b2cba6746c3a0954d0336be5db280ebdc2a76bc24","source_id":"us-wa","stale":false,"prev":"us-wa/rcw-62a.4-104","next":"us-wa/rcw-62a.4-106"},"notice":"GroundRules: Original legal text. Not legal advice."}