{"data":{"id":"us-wa/rcw-62a.4a-105","jurisdiction":"us-wa","citation":"RCW 62A.4A-105","heading":"Other definitions.","body":"(a) In this Article:\n(1) \"Authorized account\" means a deposit account of a customer in a bank designated by the customer as a source of payment of payment orders issued by the customer to the bank. If a customer does not so designate an account, any account of the customer is an authorized account if payment of a payment order from that account is not inconsistent with a restriction on the use of that account.\n(2) \"Bank\" means a person engaged in the business of banking and includes a savings bank, savings and loan association, credit union, and trust company. A branch or separate office of a bank is a separate bank for purposes of this Article.\n(3) \"Customer\" means a person, including a bank, having an account with a bank or from whom a bank has agreed to receive payment orders.\n(4) \"Funds-transfer business day\" of a receiving bank means the part of a day during which the receiving bank is open for the receipt, processing, and transmittal of payment orders and cancellations and amendments of payment orders.\n(5) \"Funds-transfer system\" means a wire transfer network, automated clearinghouse, or other communication system of a clearinghouse or other association of banks through which a payment order by a bank may be transmitted to the bank to which the order is addressed.\n(6) [Reserved.]\n(7) \"Prove\" with respect to a fact means to meet the burden of establishing the fact (RCW 62A.1-201(b)(8)).\n(b) Other definitions applying to this Article and the sections in which they appear are:\n\"Acceptance\"\nRCW 62A.4A-209\n\"Beneficiary\"\nRCW 62A.4A-103\n\"Beneficiary's bank\"\nRCW 62A.4A-103\n\"Executed\"\nRCW 62A.4A-301\n\"Execution date\"\nRCW 62A.4A-301\n\"Funds transfer\"\nRCW 62A.4A-104\n\"Funds-transfer system rule\"\nRCW 62A.4A-501\n\"Intermediary bank\"\nRCW 62A.4A-104\n\"Originator\"\nRCW 62A.4A-104\n\"Originator's bank\"\nRCW 62A.4A-104\n\"Payment by beneficiary's bank to beneficiary\"\nRCW 62A.4A-405\n\"Payment by originator to beneficiary\"\nRCW 62A.4A-406\n\"Payment by sender to receiving bank\"\nRCW 62A.4A-403\n\"Payment date\"\nRCW 62A.4A-401\n\"Payment order\"\nRCW 62A.4A-103\n\"Receiving bank\"\nRCW 62A.4A-103\n\"Security procedure\"\nRCW 62A.4A-201\n\"Sender\"\nRCW 62A.4A-103\n(c) The following definitions in Article 4 (RCW 62A.4-101 through 62A.4-504) apply to this Article:\n\"Clearinghouse\"\nRCW 62A.4-104\n\"Item\"\nRCW 62A.4-104\n\"Suspends payments\"\nRCW 62A.4-104\n(d) In addition, Article 1 contains general definitions and principles of construction and interpretation applicable throughout this Article.","path":["Title 62A","Chapter 62A.4A"],"source_url":"https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4A-105","current_through":"July 15, 2026","vintage":"","retrieved_at":"2026-09-06T03:39:03Z","sha256":"ed522ede380684c7f68869766a9f455cd0139cd2fb3087c670bad77ac40a8d4b","source_id":"us-wa","stale":false,"prev":"us-wa/rcw-62a.4a-104","next":"us-wa/rcw-62a.4a-106"},"notice":"GroundRules: Original legal text. Not legal advice."}