{"data":{"id":"us-wa/rcw-62a.9a-340","jurisdiction":"us-wa","citation":"RCW 62A.9A-340","heading":"Effectiveness of right of recoupment or set-off against deposit account.","body":"(a) Exercise of recoupment or set-off. Except as otherwise provided in subsection (c) of this section, a bank with which a deposit account is maintained may exercise any right of recoupment or set-off against a secured party that holds a security interest in the deposit account.\n(b) Recoupment or set-off not affected by security interest. Except as otherwise provided in subsection (c) of this section, the application of this Article to a security interest in a deposit account does not affect a right of recoupment or set-off of the secured party as to a deposit account maintained with the secured party.\n(c) When set-off ineffective. The exercise by a bank of a set-off against a deposit account is ineffective against a secured party that holds a security interest in the deposit account which is perfected by control under RCW 62A.9A-104(a)(3), if the set-off is based on a claim against the debtor.","path":["Title 62A","Chapter 62A.9A"],"source_url":"https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-340","current_through":"July 15, 2026","vintage":"","retrieved_at":"2026-09-06T03:39:28Z","sha256":"344735144f38a86cfbd80db6cf7de8135ef42fb513b1c982f70f1234097f8148","source_id":"us-wa","stale":false,"prev":"us-wa/rcw-62a.9a-339","next":"us-wa/rcw-62a.9a-341"},"notice":"GroundRules: Original legal text. Not legal advice."}