{"data":{"id":"us-wa/rcw-62a.9a-605","jurisdiction":"us-wa","citation":"RCW 62A.9A-605","heading":"Unknown debtor or secondary obligor.","body":"(a) In general: No duty owed by secured party. Except as provided in subsection (b) of this section, a secured party does not owe a duty based on its status as secured party:\n(1) To a person that is a debtor or obligor, unless the secured party knows:\n(A) That the person is a debtor or obligor;\n(B) The identity of the person; and\n(C) How to communicate with the person; or\n(2) To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:\n(A) That the person is a debtor; and\n(B) The identity of the person.\n(b) Exception: Secured party owes duty to debtor or obligor. A secured party owes a duty based on its status as a secured party to a person if, at the time the secured party obtains control of collateral that is a controllable account, controllable electronic record, or controllable payment intangible or at the time the security interest attaches to the collateral, whichever is later:\n(1) The person is a debtor or obligor; and\n(2) The secured party knows that the information in subsection (a)(1)(A), (B), or (C) of this section relating to the person is not provided by the collateral, a record attached to or logically associated with the collateral, or the system in which the collateral is recorded.","path":["Title 62A","Chapter 62A.9A"],"source_url":"https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-605","current_through":"July 15, 2026","vintage":"","retrieved_at":"2026-09-06T03:39:28Z","sha256":"685796fe35408c415a2cafccd2d22eb1a2abf651e669da26709de55ff4311c95","source_id":"us-wa","stale":false,"prev":"us-wa/rcw-62a.9a-604","next":"us-wa/rcw-62a.9a-606"},"notice":"GroundRules: Original legal text. Not legal advice."}