{"data":{"id":"us-wi/wis.-stat.-409.201","jurisdiction":"us-wi","citation":"Wis. Stat. § 409.201","heading":"General effectiveness of security agreement.","body":"(1) General effectiveness. Except as otherwise provided in chs. 401 to 411, a security agreement is effective according to its terms between the parties, against purchasers of the collateral, and against creditors.\n(2) Applicable consumer laws and other law. A transaction subject to this chapter is subject to any applicable rule of law which establishes a different rule for consumers and to chs. 138, 421 to 427, and 429 and s. 182.025.\n(3) Other applicable law controls. In case of conflict between this chapter and a rule of law, statute, or rule described in sub. (2), the rule of law, statute, or rule controls. Failure to comply with a statute or rule described in sub. (2) has only the effect the statute or rule specifies.\n(4) Further deference to other applicable law. This chapter does not:\n(a) Validate any rate, charge, agreement, or practice that violates a rule of law, statute, or rule described in sub. (2); or\n(b) Extend the application of the rule of law, statute, or rule to a transaction not otherwise subject to the rule of law, statute, or rule.","path":["Chs. 401-411, Uniform Commercial Code","Chapter 409 Uniform Commercial Code — Secured Transactions","SUBCHAPTER II EFFECTIVENESS OF SECURITY AGREEMENT; ATTACHMENT OF SECURITY INTEREST; RIGHTS OF PARTIES TO SECURITY AGREEMENT"],"source_url":"https://docs.legis.wisconsin.gov/document/statutes/409.201","current_through":"2023-24 Wisconsin Statutes updated through 2025 Wis. Act 247 (published 9-4-26)","vintage":"","retrieved_at":"2026-09-05T12:01:22Z","sha256":"ff11be9301fef073c408ed61c761a322e944909da9a88435540ed3835462ae99","source_id":"us-wi","stale":false,"prev":"us-wi/wis.-stat.-409.110","next":"us-wi/wis.-stat.-409.202"},"notice":"GroundRules: Original legal text. Not legal advice."}