{"data":{"id":"us-wi/wis.-stat.-409.611","jurisdiction":"us-wi","citation":"Wis. Stat. § 409.611","heading":"Notification before disposition of collateral.","body":"(1) Notification date. In this section, “notification date” means the earlier of the date on which:\n(a) A secured party sends to the debtor and any secondary obligor an authenticated notification of disposition; or\n(b) The debtor and any secondary obligor waive the right to notification.\n(2) Notification of disposition required. Except as otherwise provided in sub. (4), a secured party that disposes of collateral under s. 409.610 shall send to the persons specified in sub. (3) a reasonable, authenticated notification of disposition.\n(3) Persons to be notified. To comply with sub. (2), the secured party shall send an authenticated notification of disposition to:\n(a) The debtor;\n(b) Any secondary obligor; and\n(c) If the collateral is other than consumer goods:\n1. Any other person from which the secured party has received, before the notification date, an authenticated notification of a claim of an interest in the collateral;\n2. Any other secured party or lienholder that, 10 days before the notification date, held a security interest in or other lien on the collateral perfected by the filing of a financing statement that:\na. Identified the collateral;\nb. Was indexed under the debtor’s name as of that date; and\nc. Was filed in the office in which to file a financing statement against the debtor covering the collateral as of that date; and\n3. Any other secured party that, 10 days before the notification date, held a security interest in the collateral perfected by compliance with a statute, regulation, or treaty described in s. 409.311 (1).\n(4) Subsection (2) inapplicable: perishable collateral; recognized market. Subsection (2) does not apply if the collateral is perishable or threatens to decline speedily in value or is of a type customarily sold on a recognized market.\n(5) Compliance with sub. (3) (c) 2. A secured party complies with the requirement for notification prescribed by sub. (3) (c) 2. if:\n(a) Not later than 20 days or earlier than 30 days before the notification date, the secured party requests, in a commercially reasonable manner, information concerning financing statements indexed under the debtor’s name in the office indicated in sub. (3) (c) 2.; and\n(b) Before the notification date, the secured party:\n1. Did not receive a response to the request for information; or\n2. Received a response to the request for information and sent an authenticated notification of disposition to each secured party or other lienholder named in that response whose financing statement covered the collateral.","path":["Chs. 401-411, Uniform Commercial Code","Chapter 409 Uniform Commercial Code — Secured Transactions","SUBCHAPTER VI DEFAULT"],"source_url":"https://docs.legis.wisconsin.gov/document/statutes/409.611","current_through":"2023-24 Wisconsin Statutes updated through 2025 Wis. Act 247 (published 9-4-26)","vintage":"","retrieved_at":"2026-09-05T12:01:23Z","sha256":"f5d312e713e8e0bed785c6a0b90c1de162a415348dbaa8cbc48d9237a0420db1","source_id":"us-wi","stale":false,"prev":"us-wi/wis.-stat.-409.610","next":"us-wi/wis.-stat.-409.612"},"notice":"GroundRules: Original legal text. Not legal advice."}