{"data":{"id":"us-wi/wis.-stat.-409.613","jurisdiction":"us-wi","citation":"Wis. Stat. § 409.613","heading":"Contents and form of notification before disposition of collateral: general.","body":"Except in a consumer-goods transaction, the following rules apply:\n(1) Notification: when sufficient. The contents of a notification of disposition are sufficient if the notification:\n(a) Describes the debtor and the secured party;\n(b) Describes the collateral that is the subject of the intended disposition;\n(c) States the method of intended disposition;\n(d) States that the debtor is entitled to an accounting of the unpaid indebtedness and states the charge, if any, for an accounting; and\n(e) States the time and place of a public disposition or the time after which any other disposition is to be made.\n(2) Notification: question of fact. Whether the contents of a notification that lacks any of the information specified in sub. (1) are nevertheless sufficient is a question of fact.\n(3) Notification: other information or minor errors. The contents of a notification providing substantially the information specified in sub. (1) are sufficient, even if the notification includes:\n(a) Information not specified by sub. (1); or\n(b) Minor errors that are not seriously misleading.\n(4) Substantial compliance. A particular phrasing of the notification is not required.\n(5) Notification: form sufficient. The following form of notification and the form appearing in s. 409.614 (3), when completed, each provide sufficient information:\nNOTIFICATION OF DISPOSITION OF COLLATERAL\nTo: .... [Name of debtor, obligor, or other person to which the notification is sent]\nFrom: .... [Name, address, and telephone number of secured party]\nName of Debtor(s): .... [Include only if debtor(s) are not an addressee]\n[For a public disposition]:\nWe will sell [or lease or license, as applicable] the .... [describe collateral] [to the highest qualified bidder] in public as follows:\nDay and Date: ....\nTime: ....\nPlace: ....\n[For a private disposition]:\nWe will sell [or lease or license, as applicable] the .... [describe collateral] privately sometime after .... [day and date].\nYou are entitled to an accounting of the unpaid indebtedness secured by the property that we intend to sell [or lease or license, as applicable] [for a charge of $ .... ]. You may request an accounting by calling us at .... [telephone number].","path":["Chs. 401-411, Uniform Commercial Code","Chapter 409 Uniform Commercial Code — Secured Transactions","SUBCHAPTER VI DEFAULT"],"source_url":"https://docs.legis.wisconsin.gov/document/statutes/409.613","current_through":"2023-24 Wisconsin Statutes updated through 2025 Wis. Act 247 (published 9-4-26)","vintage":"","retrieved_at":"2026-09-05T12:01:23Z","sha256":"cad3f3f79ac9ca29719800d94e29b82a96176f487ffbf9395780206c74bfdcd8","source_id":"us-wi","stale":false,"prev":"us-wi/wis.-stat.-409.612","next":"us-wi/wis.-stat.-409.614"},"notice":"GroundRules: Original legal text. Not legal advice."}