{"data":{"id":"us-wi/wis.-stat.-422.404","jurisdiction":"us-wi","citation":"Wis. Stat. § 422.404","heading":"Assignment of earnings.","body":"(1) No merchant shall take or arrange for an assignment of earnings of the customer for payment or as security for payment of an obligation arising out of a consumer transaction unless such assignment is revocable at will by the customer.\n(2) A revocable assignment of earnings made as payment or as security for payment of an obligation arising out of a consumer credit transaction, which would otherwise expire under s. 241.09, shall be deemed to be renewed for a term not to exceed 6 months if:\n(a) The original authorization contained a conspicuous notice of the customer’s right to revoke;\n(b) Prior to expiration, the merchant mails a notice to the customer which conspicuously states that the assignment of earnings is revocable, and that it shall continue to run for not more than 6 additional months, unless the merchant receives notice of revocation; and\n(c) The customer does not revoke the assignment.\n(3) A violation of this section is subject to s. 425.304.","path":["Chs. 421- 429, Wisconsin Consumer Act","Chapter 422 Consumer Credit Transactions","SUBCHAPTER IV LIMITATIONS ON AGREEMENTS AND PRACTICES"],"source_url":"https://docs.legis.wisconsin.gov/document/statutes/422.404","current_through":"2023-24 Wisconsin Statutes updated through 2025 Wis. Act 247 (published 9-4-26)","vintage":"","retrieved_at":"2026-09-05T12:01:23Z","sha256":"5d6cd615c5534b3e53c8219725d495ce6573649231af2d3b846778f8c6741a65","source_id":"us-wi","stale":false,"prev":"us-wi/wis.-stat.-422.403","next":"us-wi/wis.-stat.-422.405"},"notice":"GroundRules: Original legal text. Not legal advice."}