{"data":{"id":"us-wi/wis.-stat.-428.206","jurisdiction":"us-wi","citation":"Wis. Stat. § 428.206","heading":"Recommending default.","body":"No lender, licensed lender, mortgage loan originator, mortgage banker, or mortgage broker may recommend or encourage an individual to default on an existing loan or other obligation before and in connection with the making of a covered loan that refinances all or any portion of that existing loan or obligation.","path":["Chs. 421- 429, Wisconsin Consumer Act","Chapter 428 First Lien Real Estate And Other Mortgage Loans","SUBCHAPTER II RESPONSIBLE HIGH COST MORTGAGE LENDING"],"source_url":"https://docs.legis.wisconsin.gov/document/statutes/428.206","current_through":"2023-24 Wisconsin Statutes updated through 2025 Wis. Act 247 (published 9-4-26)","vintage":"","retrieved_at":"2026-09-05T12:01:24Z","sha256":"e1b3b2f61ea2bfb406b34d03ea7905aaf49349d52c55ff49a181dd78a718118e","source_id":"us-wi","stale":false,"prev":"us-wi/wis.-stat.-428.204","next":"us-wi/wis.-stat.-428.207"},"notice":"GroundRules: Original legal text. Not legal advice."}