{"data":{"id":"us-wi/wis.-stat.-631.13","jurisdiction":"us-wi","citation":"Wis. Stat. § 631.13","heading":"Incorporation by reference.","body":"No insurance contract may contain any agreement or incorporate any provision not fully set forth in the policy or in an application or other document attached to and made a part of the policy at the time of its delivery except that:\n(1) Rates. Any policy may by reference incorporate rate schedules and classifications of risks and short-rate tables filed with the commissioner; and\n(2) Complex contracts. By rule or order or by approval of a form the commissioner may authorize for complex contracts incorporation by reference of provisions for administrative arrangements, premium schedules and payment procedures.","path":["Chs. 600-655, Insurance","Chapter 631 Insurance Contracts Generally","SUBCHAPTER I GENERAL RULES"],"source_url":"https://docs.legis.wisconsin.gov/document/statutes/631.13","current_through":"2023-24 Wisconsin Statutes updated through 2025 Wis. Act 247 (published 9-4-26)","vintage":"","retrieved_at":"2026-09-05T12:01:31Z","sha256":"ff0e557ebc5d3dc5097dc412edb59915e37ace40c85cd7c4d11d22ad3ba4035b","source_id":"us-wi","stale":false,"prev":"us-wi/wis.-stat.-631.11","next":"us-wi/wis.-stat.-631.15"},"notice":"GroundRules: Original legal text. Not legal advice."}