{"data":{"id":"us-wi/wis.-stat.-632.825","jurisdiction":"us-wi","citation":"Wis. Stat. § 632.825","heading":"Midterm termination of long-term care insurance policy by insured.","body":"(1) Permitted cancellation and refund.\n(a) No insurer that provides coverage under a long-term care insurance policy may prohibit the insured under the policy from canceling the policy before the expiration of the agreed term.\n(b) If an insured under a long-term care insurance policy cancels the policy before the expiration of the agreed term, the insurer shall issue a prorated premium refund to the insured.\n(c) If an insured under a long-term care insurance policy dies during the term of the policy, the insurer shall issue a prorated premium refund to the insured’s estate.\n(2) Policy provision. Every long-term care insurance policy shall contain a provision that apprises the insured of the insured’s right to cancel and the insurer’s premium refund responsibilities under sub. (1).","path":["Chs. 600-655, Insurance","Chapter 632 Insurance Contracts In Specific Lines","SUBCHAPTER VI DISABILITY INSURANCE"],"source_url":"https://docs.legis.wisconsin.gov/document/statutes/632.825","current_through":"2023-24 Wisconsin Statutes updated through 2025 Wis. Act 247 (published 9-4-26)","vintage":"","retrieved_at":"2026-09-05T12:01:32Z","sha256":"ea8c9b5ce7556ca6b93cb403e3969cefdee0f7628568c4bc1a191ff4fc9f5879","source_id":"us-wi","stale":false,"prev":"us-wi/wis.-stat.-632.82","next":"us-wi/wis.-stat.-632.83"},"notice":"GroundRules: Original legal text. Not legal advice."}