{"data":{"id":"us-wi/wis.-stat.-632.857","jurisdiction":"us-wi","citation":"Wis. Stat. § 632.857","heading":"Explanation required for restriction or termination of coverage.","body":"If an insurer restricts or terminates an insured’s coverage for the treatment of a condition or complaint and, as a result, the insured becomes liable for payment for all of his or her treatment for the condition or complaint, the insurer shall provide on the explanation of benefits form a detailed explanation of the clinical rationale and of the basis in the policy, plan, or contract or in applicable law for the insurer’s restriction or termination of coverage.","path":["Chs. 600-655, Insurance","Chapter 632 Insurance Contracts In Specific Lines","SUBCHAPTER VI DISABILITY INSURANCE"],"source_url":"https://docs.legis.wisconsin.gov/document/statutes/632.857","current_through":"2023-24 Wisconsin Statutes updated through 2025 Wis. Act 247 (published 9-4-26)","vintage":"","retrieved_at":"2026-09-05T12:01:32Z","sha256":"84a6e28a4a93b5d2af2220f8c0168980c8a8d9dda2ce0552b4aab613b18c8bd0","source_id":"us-wi","stale":false,"prev":"us-wi/wis.-stat.-632.855","next":"us-wi/wis.-stat.-632.861"},"notice":"GroundRules: Original legal text. Not legal advice."}