{"data":{"id":"us-wv/w.-va.-code-31c-7-3","jurisdiction":"us-wv","citation":"W. Va. Code § 31C-7-3","heading":"Additional charges.","body":"(a) In addition to interest on loans, a credit union may charge members reasonable expenses in connection with the making, closing, disbursing, extending or renewing of loans.\n(b) A credit union may assess charges to members, in accordance with the bylaws, for failure to meet their obligations to the credit union in a timely manner. A credit union may also assess charges for other benefits, including insurance, as allowed for lenders under law.\n(c) Any charges in connection with a consumer loan, including late charges and deferral charges, permitted under this section shall conform and be limited to those allowed under article three, chapter forty-six-a of this code.","path":["CHAPTER 31C. CREDIT UNIONS.","ARTICLE 7. LOANS."],"source_url":"https://code.wvlegislature.gov/31C-7-3/","current_through":"as of 2026-08-03; contains at least the enactments of the 2026 Regular Session","vintage":"","retrieved_at":"2026-09-06T00:28:03Z","sha256":"d1cc27954d849c345c2f433e2d0deb54bd554b01100132edfbd71b8da2753eb8","source_id":"us-wv","stale":true,"prev":"us-wv/w.-va.-code-31c-7-2","next":"us-wv/w.-va.-code-31c-7-4"},"notice":"GroundRules: Original legal text. Not legal advice."}