{"data":{"id":"us-wv/w.-va.-code-33-17a-6","jurisdiction":"us-wv","citation":"W. Va. Code § 33-17A-6","heading":"Discriminatory terminations and declinations prohibited.","body":"No insurer may decline to issue or terminate a policy of insurance subject to this article if the declination or termination is:\n(a) Based upon the race, religion, nationality, ethnic group, age, sex or marital status of the applicant or named insured;\n(b) Based solely upon the lawful occupation or profession of the applicant or named insured, unless the decision is for a business purpose that is not a mere pretext for unfair discrimination: Provided, That this provision does not apply to any insurer, agent or broker that limits its market to one lawful occupation or profession or to several related lawful occupations or professions;\n(c) Based upon the age or location of the residence of the applicant or named insured unless the decision is for a business purpose that is not a mere pretext for unfair discrimination or unless the age or location materially affects the risk;\n(d) Based upon the fact that another insurer previously declined to insure the applicant or terminated an existing policy in which the applicant was the named insured;\n(e) Based upon the fact that the applicant or named insured previously obtained insurance coverage through a residual market insurance mechanism;\n(f) Based upon the fact that the applicant has not previously been insured;\n(g) Based upon the fact that the applicant did not have insurance coverage for a period of time prior to the application; or\n(h) Based solely upon an adverse credit report or adverse credit scoring.","path":["CHAPTER 33. INSURANCE.","ARTICLE 17A. PROPERTY INSURANCE DECLINATION, TERMINATION AND DISCLOSURE."],"source_url":"https://code.wvlegislature.gov/33-17A-6/","current_through":"as of 2026-08-03; contains at least the enactments of the 2026 Regular Session","vintage":"","retrieved_at":"2026-09-06T00:28:36Z","sha256":"10c75c8cb6dc9e0d6b25c117867bf236cb5853e2aff27fb2672803102cc5cdfb","source_id":"us-wv","stale":true,"prev":"us-wv/w.-va.-code-33-17a-5","next":"us-wv/w.-va.-code-33-17a-7"},"notice":"GroundRules: Original legal text. Not legal advice."}