{"data":{"id":"us-wv/w.-va.-code-33-32-16","jurisdiction":"us-wv","citation":"W. Va. Code § 33-32-16","heading":"Purchasing groups; exemption from certain laws relating to the group purchase of insurance.","body":"A purchasing group and its insurer or insurers shall be subject to all applicable laws of this state, except that a purchasing group and its insurer or insurers shall be exempt, in regard to liability insurance for the purchasing group, from any law that would:\n(1) Prohibit the establishment of a purchasing group;\n(2) Make it unlawful for an insurer to provide or offer to provide insurance on a basis providing, to a purchasing group or its members, advantages based on their loss and expense experience not afforded to other persons with respect to rates, policy forms, coverages or other matters;\n(3) Prohibit a purchasing group or its members from purchasing insurance on a group basis described in subsection (b) of this section;\n(4) Prohibit a purchasing group from obtaining insurance on a group basis because the group has not been in existence for a minimum period of time or because any member has not belonged to the group for a minimum period of time;\n(5) Require that a purchasing group have a minimum number of members, common ownership or affiliation, or a certain legal form;\n(6) Require that a certain percentage of a purchasing group obtain insurance on a group basis;\n(7) Otherwise discriminate against a purchasing group or any of its members; or\n(8) Require that any insurance policy issued to a purchasing group or any of its members be countersigned by an insurance agent or broker residing in this state.","path":["CHAPTER 33. INSURANCE.","ARTICLE 32. RISK RETENTION ACT."],"source_url":"https://code.wvlegislature.gov/33-32-16/","current_through":"as of 2026-08-03; contains at least the enactments of the 2026 Regular Session","vintage":"","retrieved_at":"2026-09-06T00:28:49Z","sha256":"5b902fd8df92ebdc948b6f47117b6439739d0b5fadb445f3f13f44707fce5a69","source_id":"us-wv","stale":true,"prev":"us-wv/w.-va.-code-33-32-15","next":"us-wv/w.-va.-code-33-32-17"},"notice":"GroundRules: Original legal text. Not legal advice."}