{"data":{"id":"us-wv/w.-va.-code-33-53-3","jurisdiction":"us-wv","citation":"W. Va. Code § 33-53-3","heading":"Certificate forms.","body":"(a) The Commissioner of Insurance shall prohibit the use of a certificate of insurance form if the form:\n(1) Is unfair, misleading, or deceptive, or violates public policy; or\n(2) Violates any law, including any rule promulgated by the commissioner.\n(b) A certificate of insurance is not a policy of insurance and does not affirmatively or negatively amend, extend, or alter the coverage afforded by the policy to which the certificate of insurance makes reference. A certificate of insurance does not confer to any person new or additional rights beyond what the referenced policy of insurance expressly provides.","path":["CHAPTER 33. INSURANCE.","ARTICLE 53. CERTIFICATES OF INSURANCE."],"source_url":"https://code.wvlegislature.gov/33-53-3/","current_through":"as of 2026-08-03; contains at least the enactments of the 2026 Regular Session","vintage":"","retrieved_at":"2026-09-06T00:28:55Z","sha256":"ba989903050873018ef5675616a03410bd3bda4312be2cf33eb755e603d4419b","source_id":"us-wv","stale":true,"prev":"us-wv/w.-va.-code-33-53-2","next":"us-wv/w.-va.-code-33-53-4"},"notice":"GroundRules: Original legal text. Not legal advice."}