{"data":{"id":"us-wv/w.-va.-code-46-4-105","jurisdiction":"us-wv","citation":"W. Va. Code § 46-4-105","heading":"\"Bank\"; \"depositary bank\"; \"intermediary bank\"; \"collecting bank\"; \"payor bank\"; \"presenting bank.\"","body":"In this article:\n(1) \"Bank\" means a person engaged in the business of banking, including a savings bank, savings and loan association, credit union or trust company;\n(2) \"Depositary bank\" means the first bank to take an item even though it is also the payor bank unless the item is presented for immediate payment over the counter;\n(3) \"Payor bank\" means a bank that is the drawee of a draft;\n(4) \"Intermediary bank\" means a bank to which an item is transferred in course of collection except the depositary or payor bank;\n(5) \"Collecting bank\" means a bank handling an item for collection except the payor bank;\n(6) \"Presenting bank\" means a bank presenting an item except a payor bank.","path":["CHAPTER 46. UNIFORM COMMERCIAL CODE.","ARTICLE 4. BANK DEPOSITS AND COLLECTIONS."],"source_url":"https://code.wvlegislature.gov/46-4-105/","current_through":"as of 2026-08-03; contains at least the enactments of the 2026 Regular Session","vintage":"","retrieved_at":"2026-09-06T00:29:49Z","sha256":"9c069eb7c06b541e02a6b27e3286bc6cfb4b172138ed4d1725aa57372b2bf29e","source_id":"us-wv","stale":true,"prev":"us-wv/w.-va.-code-46-4-104","next":"us-wv/w.-va.-code-46-4-106"},"notice":"GroundRules: Original legal text. Not legal advice."}