{"data":{"id":"us-wv/w.-va.-code-46-9-340","jurisdiction":"us-wv","citation":"W. Va. Code § 46-9-340","heading":"Effectiveness of right of recoupment or set-off against deposit account.","body":"(a) Exercise of recoupment or set-off. Except as otherwise provided in subsection (c) of this section, a bank with which a deposit account is maintained may exercise any right of recoupment or set-off against a secured party that holds a security interest in the deposit account.\n(b) Recoupment or set-off not affected by security interest. Except as otherwise provided in subsection (c) of this section, the application of this article to a security interest in a deposit account does not affect a right of recoupment or set-off of the secured party as to a deposit account maintained with the secured party.\n(c) When set-off ineffective. The exercise by a bank of a set-off against a deposit account is ineffective against a secured party that holds a security interest in the deposit account which is perfected by control under section 9-104(a)(3), if the set-off is based on a claim against the debtor.","path":["CHAPTER 46. UNIFORM COMMERCIAL CODE.","ARTICLE 9. SECURED TRANSACTIONS; SALES OF ACCOUNTS AND CHATTEL PAPER.","Subpart 4. Rights Of Bank."],"source_url":"https://code.wvlegislature.gov/46-9-340/","current_through":"as of 2026-08-03; contains at least the enactments of the 2026 Regular Session","vintage":"","retrieved_at":"2026-09-06T00:29:55Z","sha256":"52c632a0c8aea081a8709e946fe7b07caadae3b0eab0fd3d3506664dd4cd3319","source_id":"us-wv","stale":true,"prev":"us-wv/w.-va.-code-46-9-339","next":"us-wv/w.-va.-code-46-9-341"},"notice":"GroundRules: Original legal text. Not legal advice."}