{"data":{"id":"us-wv/w.-va.-code-46b-3-5","jurisdiction":"us-wv","citation":"W. Va. Code § 46B-3-5","heading":"Consumer's right to ownership of the goods.","body":"When the consumer has paid all periodic payments required by a rent-to-own transaction together with any other charges authorized by law which have been lawfully imposed in the transaction, he or she shall have exclusive ownership of the goods: Provided, That the consumer, after the initial payment, may obtain ownership before the scheduled end of the rent-to-own transaction by paying:\n(1) A portion of the periodic payments, which have not yet become payable, subject to any limitation provided by this chapter;\n(2) All periodic payments and other charges authorized by law which have already become due and which may be lawfully imposed in the transaction; and\n(3) The amount of any documentary or other fee charged by a governmental entity to transfer ownership or proof of ownership.","path":["CHAPTER 46B. REGULATION OF THE RENTAL OF CONSUMER GOODS UNDER RENT-TO-OWN AGREEMENTS.","ARTICLE 3. DEFAULT."],"source_url":"https://code.wvlegislature.gov/46B-3-5/","current_through":"as of 2026-08-03; contains at least the enactments of the 2026 Regular Session","vintage":"","retrieved_at":"2026-09-06T00:30:03Z","sha256":"49456cab6cfeb09b668b985478e5416bcc0d02788f4273ce80fe2817393d7002","source_id":"us-wv","stale":true,"prev":"us-wv/w.-va.-code-46b-3-4","next":"us-wv/w.-va.-code-46b-3-6"},"notice":"GroundRules: Original legal text. Not legal advice."}