{"data":{"id":"us-wy/wyo.-stat.-40-14-304","jurisdiction":"us-wy","citation":"Wyo. Stat. § 40-14-304","heading":"Definition of \"consumer loan\"; interests in land.","body":"(a) Except with respect to a loan primarily secured by an interest in land, \"consumer loan\" is a loan made by a person regularly engaged in the business of making loans in which:\n(i) The debtor is a person other than an organization;\n(ii) The debt is incurred primarily for a personal, family or household purpose;\n(iii) Either the debt is payable in installments or a loan finance charge is made; and\n(iv) The principal does not exceed seventy-five thousand dollars ($75,000.00).\n(b) Repealed by Laws 1981, ch. 147, § 2.\n(c) \"Loan primarily secured by an interest in land\" means a loan made for the purpose of purchasing or acquiring ownership of land and appurtenances, including structures affixed to the land, and which is secured by a first mortgage lien. A loan primarily secured by an interest in land is not a consumer loan, except that W.S. 40-14-320, 40-14-323, 40-14-354 and 40-14-520 through 40-14-524 shall apply to loans primarily secured by an interest in land.","path":["TITLE 40 - TRADE AND COMMERCE","CHAPTER 14 - WYOMING UNIFORM CONSUMER CREDIT CODE","ARTICLE 3 - LOANS"],"source_url":"https://wyoleg.gov/statutes/compress/title40.pdf","current_through":"2026 Budget Session; as of 2026-07-01","vintage":"","retrieved_at":"2026-09-04T00:16:32Z","sha256":"ed8b02ea9d6d1da465fc268d4ec66e52eddcbd8015f0a2334424e971ab1b23a9","source_id":"us-wy","stale":false,"prev":"us-wy/wyo.-stat.-40-14-303","next":"us-wy/wyo.-stat.-40-14-305"},"notice":"GroundRules: Original legal text. Not legal advice."}