{"data":{"id":"us/12-cfr-1002.103","jurisdiction":"us","citation":"12 CFR 1002.103","heading":"Covered applications.","body":"(a) Covered application. Except as provided in paragraph (b) of this section, covered application means an oral or written request for a covered credit transaction that is made in accordance with procedures used by a financial institution for the type of credit requested.\n(b) Circumstances that are not covered applications. A covered application does not include:\n(1) Reevaluation, extension, or renewal requests on an existing business credit account, unless the request seeks additional credit amounts.\n(2) Inquiries and prequalification requests.","path":["Title 12—Banks and Banking","CHAPTER X—CONSUMER FINANCIAL PROTECTION BUREAU","PART 1002—EQUAL CREDIT OPPORTUNITY ACT (REGULATION B)","Subpart B—Small Business Lending Data Collection"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"f30bd34889fe4fc0efe7198dbe009e424b29bdc9b58640ed21e6d7feee6994e7","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-1002.102","next":"us/12-cfr-1002.104"},"notice":"GroundRules: Original legal text. Not legal advice."}