{"data":{"id":"us/12-cfr-1002.105","jurisdiction":"us","citation":"12 CFR 1002.105","heading":"Covered financial institutions and exempt institutions.","body":"(a) Financial institution means any partnership, company, corporation, association (incorporated or unincorporated), trust, estate, cooperative organization, or other entity that engages in any financial activity.\n(b) Covered financial institution means a financial institution, other than a Farm Credit System lender, that originated at least 1,000 covered credit transactions for small businesses in each of the two preceding calendar years.","path":["Title 12—Banks and Banking","CHAPTER X—CONSUMER FINANCIAL PROTECTION BUREAU","PART 1002—EQUAL CREDIT OPPORTUNITY ACT (REGULATION B)","Subpart B—Small Business Lending Data Collection"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"0ff56ce8aadd44e5b447a195812e94eddcdb27de1fb40e91389fec6a2a815397","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-1002.104","next":"us/12-cfr-1002.106"},"notice":"GroundRules: Original legal text. Not legal advice."}