{"data":{"id":"us/12-cfr-1005.34","jurisdiction":"us","citation":"12 CFR 1005.34","heading":"Procedures for cancellation and refund of remittance transfers.","body":"(a) Sender right of cancellation and refund. Except as provided in § 1005.36(c), a remittance transfer provider shall comply with the requirements of this section with respect to any oral or written request to cancel a remittance transfer from the sender that is received by the provider no later than 30 minutes after the sender makes payment in connection with the remittance transfer if:\n(1) The request to cancel enables the provider to identify the sender's name and address or telephone number and the particular transfer to be cancelled; and\n(2) The transferred funds have not been picked up by the designated recipient or deposited into an account of the designated recipient.\n(b) Time limits and refund requirements. A remittance transfer provider shall refund, at no additional cost to the sender, the total amount of funds provided by the sender in connection with a remittance transfer, including any fees and, to the extent not prohibited by law, taxes imposed in connection with the remittance transfer, within three business days of receiving a sender's request to cancel the remittance transfer.","path":["Title 12—Banks and Banking","CHAPTER X—CONSUMER FINANCIAL PROTECTION BUREAU","PART 1005—ELECTRONIC FUND TRANSFERS (REGULATION E)","Subpart B—Requirements for Remittance Transfers"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"ffc9246436859a1d651122740d3a9cf1a15ea141459d962c9cad804c6010ee63","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-1005.33","next":"us/12-cfr-1005.35"},"notice":"GroundRules: Original legal text. Not legal advice."}