{"data":{"id":"us/12-cfr-1006.42","jurisdiction":"us","citation":"12 CFR 1006.42","heading":"Sending required disclosures.","body":"(a) Sending required disclosures—(1) In general. A debt collector who sends disclosures required by the Act and this part in writing or electronically must do so in a manner that is reasonably expected to provide actual notice, and in a form that the consumer may keep and access later.\n(2) Exceptions. A debt collector need not comply with paragraph (a)(1) of this section when sending the disclosure required by § 1006.6(e) or § 1006.18(e) in writing or electronically, unless the disclosure is included on a notice required by § 1006.34(a)(1)(i) or § 1006.38(c) or (d)(2).\n(b) Requirements for certain disclosures sent electronically. To comply with paragraph (a) of this section, a debt collector who sends the notice required by § 1006.34(a)(1)(i)(B), or the disclosures described in § 1006.38(c) or (d)(2)(i), electronically must do so in accordance with section 101(c) of the Electronic Signatures in Global and National Commerce Act (E-SIGN Act) (15 U.S.C. 7001(c)).","path":["Title 12—Banks and Banking","CHAPTER X—CONSUMER FINANCIAL PROTECTION BUREAU","PART 1006—DEBT COLLECTION PRACTICES (REGULATION F)","Subpart B—Rules for FDCPA Debt Collectors"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"2a9e9d9ac23789d74ceb9fa275e6b7cb84f257fae628fe1553da3e6e0d859309","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-1006.38","next":"us/12-cfr-1006.100"},"notice":"GroundRules: Original legal text. Not legal advice."}