{"data":{"id":"us/12-cfr-1014.1","jurisdiction":"us","citation":"12 CFR 1014.1","heading":"Scope of regulations in this part.","body":"This part, known as Regulation N, is issued by the Bureau of Consumer Financial Protection to implement the 2009 Omnibus Appropriations Act, Public L. 111-8, section 626, 123 Stat. 524 (Mar. 11, 2009), as amended by the Credit Card Accountability Responsibility and Disclosure Act of 2009, Public Law 111-24, section 511, 123 Stat. 1734 (May 22, 2009), and as amended by the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act of 2010, Public Law 111-203, section 1097, 124 Stat. 1376 (July 21, 2010). This part applies to persons over which the Federal Trade Commission has jurisdiction under the Federal Trade Commission Act.","path":["Title 12—Banks and Banking","CHAPTER X—CONSUMER FINANCIAL PROTECTION BUREAU","PART 1014—MORTGAGE ACTS AND PRACTICES—ADVERTISING (REGULATION N)"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"243c898dbe301604d474368b81deed4d0ef371940cccc05e0737a0c0038d76ea","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-supplement-i-to-part-1013","next":"us/12-cfr-1014.2"},"notice":"GroundRules: Original legal text. Not legal advice."}