{"data":{"id":"us/12-cfr-1026.30","jurisdiction":"us","citation":"12 CFR 1026.30","heading":"Limitation on rates.","body":"A creditor shall include in any consumer credit contract secured by a dwelling and subject to the Act and this part the maximum interest rate that may be imposed during the term of the obligation when:\n(a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or\n(b) In the case of open-end credit, the annual percentage rate may increase during the plan.","path":["Title 12—Banks and Banking","CHAPTER X—CONSUMER FINANCIAL PROTECTION BUREAU","PART 1026—TRUTH IN LENDING (REGULATION Z)","Subpart D—Miscellaneous"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"be37265d6976368864b64d0bb2f4c98e65fc7a6acc352db3c99e048389809b2b","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-1026.29","next":"us/12-cfr-1026.31"},"notice":"GroundRules: Original legal text. Not legal advice."}