{"data":{"id":"us/12-cfr-1075.109","jurisdiction":"us","citation":"12 CFR 1075.109","heading":"When payments to victims are impracticable.","body":"(a) Individual payments. Making a payment to an individual victim will be deemed impracticable if:\n(1) The payment to the victim would be of such a small amount that the victim would not be likely to redeem the payment;\n(2) The payment to the victim is too small to justify the cost of locating the victim and making the payment;\n(3) The victim cannot be located with effort that is reasonable in light of the amount of the payment;\n(4) The victim does not timely submit information that a distribution plan requires to be submitted before a payment will be made;\n(5) The victim does not redeem the payment within a reasonable time; or\n(6) The Fund Administrator determines that other circumstances make it unreasonable to make a payment to the victim.\n(b) Payments to a class of victims. Making payments to a class of victims will be deemed impracticable if:\n(1) The expected aggregate actual payment to the class of victims is too small to justify the costs of locating the victims in the class and making payments to them;\n(2) It would be impracticable under paragraph (a) of this section to make a payment to any victim in the class; or\n(3) The Fund Administrator determines that other circumstances make it unreasonable to make payments to the class.","path":["Title 12—Banks and Banking","CHAPTER X—CONSUMER FINANCIAL PROTECTION BUREAU","PART 1075—CONSUMER FINANCIAL CIVIL PENALTY FUND RULE"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"6c55465028a368333f998521260d2cee995fb86bf46e572062db6f702a4f855a","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-1075.108","next":"us/12-cfr-1075.110"},"notice":"GroundRules: Original legal text. Not legal advice."}