{"data":{"id":"us/12-cfr-145.1","jurisdiction":"us","citation":"12 CFR 145.1","heading":"General authority.","body":"A Federal savings association may exercise all authority granted it by the Home Owners' Loan Act of 1933 (“Act”), 12 U.S.C. 1464, as amended, and its charter and bylaws, whether or not implemented specifically by OCC regulations, subject to the limitations and interpretations contained in this part.","path":["Title 12—Banks and Banking","CHAPTER I—COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY","PART 145—FEDERAL SAVINGS ASSOCIATIONS—OPERATIONS"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"d11b5451db2556bf2b6a5fd933051efe74796f4e313849158d9d0b3b281d7af3","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-144.8","next":"us/12-cfr-145.2"},"notice":"GroundRules: Original legal text. Not legal advice."}