{"data":{"id":"us/12-cfr-157.10","jurisdiction":"us","citation":"12 CFR 157.10","heading":"What authorities govern the issuance of deposit accounts by Federal savings associations?","body":"A Federal savings association (“you”) may raise funds through accounts and may issue evidence of accounts under section 5(b)(1) of the HOLA (12 U.S.C. 1464(b)(1)), your charter, and this part. Additionally, 12 CFR parts 204 and 230 apply to your deposit activities.","path":["Title 12—Banks and Banking","CHAPTER I—COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY","PART 157—DEPOSITS"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"8074e5f4fa8bf0d92df7bd48ecefeea36975e6319781400d38cfa12ee5786abb","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-157.1","next":"us/12-cfr-157.11"},"notice":"GroundRules: Original legal text. Not legal advice."}